How does recoverable depreciation work in a roof insurance claim?
December 15, 2023
What are architectural asphalt shingles?
December 17, 2023
Roofing supplements are the additional materials, labor, and other products & services than allotment. When you file a roofing damage claim and get a replacement/repair by the insurance company, the adjuster inspects the damages and includes necessary materials such as slates, tile, flashings, shingles, water shields, siding, etc. Sometimes, the adjuster’s allotments are not enough to complete the job. And these additional required things are the roofing supplements.
Some roofing contractors can help with these supplements. Also, some companies help with these roofing supplements. I will introduce some of them later in this post.
The purpose of the roofing supplement is to get a reasonable price for replacing or repairing your roof without spending from your pocket.
How to deal with roofing supplements?
Roofing supplements need a proper document outlining the additional costs. It’s required for a roof repair or replacement that goes beyond the original estimate provided by the insurance company.
This document is typically created by a roofing contractor or 3rd party company and submitted to the insurance company for review and approval.
The supplement may include costs for materials, labor, and any additional work not accounted for in the original estimate. It is important to have a detailed and accurate roofing supplement to ensure that the insurance company covers all necessary repairs.
Roofing supplements are common in insurance claims. Because accurately assessing the total damage and required materials can be challenging.
Hiring a reputable roofing contractor with experience in dealing with insurance claims can also help navigate obtaining a roofing supplement.
List of roofing supplement companies
Some roofing contractors may not have sufficient experience dealing with roofing supplements. Even they may be experienced in general roofing jobs. This is where the 3rd party roofing supplement companies come into play.
Their sole job is to help with supplementing. Here are some of them:
| Roofing supplement companies |
|---|
| Elite claim solutions |
| Rise roof supplements |
| CTT claims |
| Supplement experts |
| American roof supplements |
| Magnolia estimating |
Please note that we are not affiliated with any of the above companies. We are also not responsible for any of their work that may dishearten you. Please research and hire (if needed) at your own risk.
Conclusion
You may not need to hire an additional company or professional for roofing supplements.
Most professional roofing companies can do these documents, assessments, and everything you need to get a fair price for the repair or replacement.
Keep two things in mind in this type of case.
- There are frauds you have to avoid at any cost.
- Insurance companies do not intentionally include inadequate materials than you need. These are honest mistakes.
Roofing supplements are obvious and happen in many cases. Working with a professional roofer can help you out along the way and save you from fraud.
If your property is in Rhode Island, we can help you with a roofing supplement, from documenting to measuring extra materials, labor, and everything in between.
